Doctor in Economic and Business Science with a Degree in Physics, PDG from IESE, Post-Graduate Courses at the Harvard Business School. More than 34 years’ experience in leading financial entities, the last 20 in executive posts (Caixabank’s Director of Institutional Affairs in the Madrid Region, General Subdirector of Banco Guipuzcoano, BBVA, etc). Lecturer at prestigious national and international Universities and Business Schools. Author of several publications and Member of the Advisory Board in different companies and foundations (Fundación El Mundo del Superdotado).